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Schedule a ConsultationGet a clear explanation of how a HECM works. Discuss eligibility, costs, how interest and fees affect equity, and the responsibilities you must continue to meet.
Explore available payment options, the effect of existing mortgage debt and how a reverse mortgage compares with other alternatives. The calculator can help you prepare questions.
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Educational approximation, not a loan quote, approval or immediately drawable cash. Uses interpolated HUD factor anchors for ages 65–85 and expected rates 5.5–8.5%, the 2026 HECM cap of $1,249,125, and estimated financed costs. Set-asides and first-year draw restrictions are excluded. For other ages or rates, request a personal calculation.
HUD factors · Exhibit I-12026 HECM cap
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